Once upon a time, in the days before computers and credit default swaps, savvy old investors made their decisions on one over-riding consideration. Is it a bull, or a bear market? Whether you are saving to buy a house, motor… Read More ›
Superannuation
Should super fund Australia’s infrastructure programs?
Both of Australia‘s major political parties have had grand aspirational plans for ramping up spending on nation building infrastructure. Prior to the election, Labor re-floated the concept of a Very Fast Train link between Brisbane and Melbourne to cost $114… Read More ›
Superannuation – a more important election issue to debate than immigration policy.
With the return of Kevin Rudd to the Lodge, all Labor’s policies have been up for review before a possible September election. Potentially controversial changes to Australia‘s superannuation legislation proposed by Labor before the leadership change have scarcely drawn a mention… Read More ›
Technically Speaking – A Twelve Month Old Blog
Technically Speaking, reached its first birthday milestone this month. At first it was a single website pre-occupying the author as he recovered from surgery, but in time he expanded it to three blogs, reflecting three disparate goals. The second blog, titled “This Everyday… Read More ›
Labor should incorporate incentives in its super changes!
Reasonable Benefit Limits on superannuation were dropped in 2007. They fairly limited excessive tax concessions to the most affluent who didn’t really need them. This change greatly increased the levels of tax concessions in superannuation. The argument that superannuation is a benefit only… Read More ›
Labor unveils its superannuation intentions
http://www.superguide.com.au/how-super-works/2013-federal-election-new-super-changes-summary-april-2013?utm_source=SuperGuide+Newsletter&utm_campaign=f5a2f602f3-Apr_2013_05_04_2013&utm_medium=email&gooal=eyJjaWQiOiJmNWEyZjYwMmYzIiwidGFnIjoiR29vYWxfVHJhY2tpbmdfMjE5ZjM3MzhiZCIsInVpZCI6ImRhNzE1NDFmYzM4ZDEzYjY5YWQwZTI3ZGQifQ%3D%3D|a3JvYjc1NTJAYmlncG9uZC5uZXQuYXU= 2013 Federal Election: new super changes summary (April 2013) April 5, 2013 by Trish Power10 Comments On 5 April 2013, federal treasurer Wayne Swan, and Minister for financial services and superannuation, Bill Shorten announced a bucket of changes to… Read More ›
Four Score Years and More
Psalm 90:10 King James Version (KJV) 10 The days of our years are threescore years and ten; and if by reason of strength they be fourscore years, yet is their strength labour and sorrow; for it is soon cut off,… Read More ›
Wickham wilts
Property financier Wickham Securities’ investors hit by $30 million fall Liam Walsh and James McCullough The Courier Mail, January 22, 2013 http://www.couriermail.com.au/business/property-financier-wickham-securities-investors-hit-by-30-million-fall/story-fnefl294-1226558533062 http://www.news.com.au/national/asic-launches-action-against-brad-sherwin-chairman-of-collapsed-lender-wickham-securities-and-wife-deborah-sherwin/story-fndo4ckr-1226559352570 Wickham Properties Pty Ltd was located in prestigious Wickham Tce., Brisbane whilst Wickham Financial Solutions had two… Read More ›
New Rules in UK for financial advisers
The UK Changes http://www.citywire.co.uk/money/regulator-brings-in-tough-new-rules-for-financial-advice/a647865/full?ref=citywire-money-latest-news-list&print=true by Michelle McGagh 2nd Jan 2013, “citywire money” The Financial Services Authority (FSA) in the United Kingdom starting 31/12/12 is implementing changes recommended by the retail distribution review (RDR) in three areas: Commission payments from product providers… Read More ›
The ability to evaluate risk – an essential skill for all investors
Perhaps the most useful character attribute for an investor is a healthy scepticism. The investment world is made up of providers, and consumers. Looked at in a less charitable way, there are the exploiters, and the exploited. There must of… Read More ›
Technically Speaking 